What locked
The GFC validation backtest shows amplified stress in Crisis by Mar 2008 — 6 months before Lehman while VIX and credit spreads still looked orderly. Deterministic scoring, primary-sourced evidence, reproducible method.
_Built for allocator IC workflows — same engine, mandate-scoped watchlists and briefing cadence._
What we will not claim
- No. We classify structural stress in six domains — not dated event forecasts. Narrative guardrails ship with every deliverable.
Data in. Score out — no AI in the number.
Full sealed case
View the backtest · V5-lock note · Family Office desk playbook.